Mortgage Education
$1,000,000 Home in Langley – $30k Income to $205k Income to Qualify
A Home in Langley Watch the video and find out more!
Basement Suite Income Case Study
Basement Suite Income Case Study Range: $35,473 to $419,680 in Extra Mortgage Funds (For Mortgage Brokers and Bankers: 50% add back = 20% offset + 100% add back = 40% offset) Here are the qualifications variances between lenders: Percentage of Basement Suite Income...
List Of All Penalty Fees for Banks, Credit Unions and Monoline Lenders
List Of All Penalty Fees This list is for fixed rate mortgages and not variable mortgages. Here is how we will break down the list: 1. Calculated based on posted rates = BAD 2. Calculated based on discounted rates = GOOD (no penalty is ever good) I NEED YOUR HELP...
How Banks Create Massive Profits From Mortgage Penalties
How Banks Create Massive Profits From Mortgage PenaltiesI recently had a client pay a $13,000 break fee on a 2 year old mortgage from a leading Canadian Bank. As you can imagine the client was not impressed. By factoring in an extra $13,000 penalty, the real interest...
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