ROBERT KLEIN

Canada’s Real Estate Investment Mortgage Broker

For 19 years, mortgage financing and investments has been my passion. “Thinking out side the box” has become a common phrase our clients use to describe what we do. From structuring corporate financials to maximize financing, to funding multi million dollar commercial properties, we have done it all and loved every step of the way.

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Mortgages in Canada

How to Qualify for Millions Worth of Mortgages in Canada

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You’ve got top-level expertise in your corner.

10 years ago, mortgage qualifying was like playing checkers. 5 years ago it evolved into playing basic chess. Today, it’s playing chess, 5 moves ahead.

The good news is we specialize at playing 5 + moves ahead. It’s the only way we have been able to get financing done for ourselves and for all of our clients.

Watch the video above for an excellent introduction of what we do.

Mortgage Questions to Consider:

How much does it cost to break a mortgage?

For a variable rate mortgage in 99% of the cases, 3 months interest. For a fixed rate mortgage in 50% of the cases, 3 months interest. For the other 50% of fixed rate mortgages, on avergage 4% to 6% of mortgage balance amount.

What's the easiest type of property that banks will provide maximum funding for?

Commerical properties that support themselves.

Can I pay interest only?

Line of credits, re-advanceable mortgages and letters of credits are the three ways to pay interest only.

What's the difference between a 4% Cap Rate and a 6% Cap Rate?

A 4% cap rate property would be 50% more expensive than a 6% cap rate property.

What is a Corporate GSA and how does it affect funding?

A general security agreement (GSA) is the most common form of personal property security used to secure commercial loans and other business obligations owed to a financial institution or other creditor (Secured Party). A GSA is an effective and efficient way to obtain security over business assets to secure commercial obligations.

SHOULD I PURCHASE MY NEXT PROPERTY IN MY PERSONAL NAME OR IN A HOLDING COMPANY?

Can I get a Re-advanceable Mortgage?

HOW MUCH BORROWING POWER DOES MY OPERATING COMPANY HAVE?

WHAT TYPES OF PROPERTIES DO BANKS LOVE LENDING ON?

SHOULD I BE BUYING RESIDENTIAL PROPERTIES OR COMMERICAL PROPERTIES?

Application

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Secured online mortgage application takes less than 5 minutes to fill out. If you would like to fill out over the phone, feel free to call @ 778 896 6732 or schedule an appointment.

Online Mortgage Application

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